Every startup hits a point where the founder’s spreadsheet stops working. Revenue is growing, but nobody can tell you exactly how much cash you will have in 90 days. Here is how we fix that.
The Three Systems Every Scaling Business Needs
1. Cash Flow Forecasting
Not a budget. A rolling 13-week cash flow model that updates weekly and surfaces shortfalls before they become emergencies.
2. Unit Economics Tracking
If you cannot tell me the fully-loaded cost to acquire and serve one customer, you cannot make rational growth decisions. We build this from your existing data.
3. Scenario Planning
What happens if your biggest client leaves? What if you double headcount? We model three scenarios — conservative, baseline, and aggressive — and update them quarterly.
When to Bring in Outside Help
If your monthly close takes more than 10 business days, or if you are making decisions based on gut feeling rather than data, it is time. The cost of a fractional CFO is almost always less than the cost of one bad capital allocation decision.